HDB PROPERTY Guidelines

Quick steps to BUY

8 steps to buy your HDB resale flat

D-I-Y with Averspace and save on the agent fees!

  • STEP ONE

    Look for your dream resale HDB flat on Averspace and connect to sellers directly!

  • STEP TWO

    Negotiate the price of the HDB resale flat with the seller based on the latest transacted prices on HDB Info WEB.

  • STEP THREE

    Agree on the price and sign the Option to Purchase (OTP) granted by the seller.

  • STEP FOUR

    After signing the OTP

    • Apply for valuation of the flat here by the next working day
    • You will need to attach a scanned copy of Pg 1 and 8 of the OTP. Fees payable can be found here. Do you need to apply for a valuation
      *The valuation is for buyers to apply for a housing loan or use CPF monies for the flat purchase. You do not need a valuation if you have sufficient cash to pay for the flat purchase in full.
    • 7 to 10 days from the valuer’s visit, find out the flat’s valuation on My HDB Page

  • STEP FIVE

    You have 21 calendar days to exercise the OTP. Before you exercise the OTP, remember to submit a completed Resale Checklist to HDB

  • STEP SIX

    After exercising the OTP, jointly decide when to submit the resale application with the seller. You and the seller must submit within 7 days of each other.

  • STEP SEVEN

    Submit your resale application here. The second party who submits the resale application can book the First Appointment. Check the available dates for the first appointment here and agree on a date and time with the seller.

  • STEP EIGHT

    Schedule your appointment dates and attend two appointments with HDB. Find out more about the appointments here.


TIPS:
  • You will require a Singpass. Apply online here or apply for one on the spot here.
  • Exchange contact information with the seller. You will require the seller(s)’ NRIC numbers, email addresses and contact details
  • For further enquires, contact HDB at 1800-866-3066.
DISCLAIMER AND CAUTION

All rights reserved. No part of this website may be reproduced, stored in a retrieval system, or transmitted in any means, electronic, mechanical, photocopying, recording or otherwise without the prior express consent of AVERSPACE.

AVERSPACE has endeavoured to provide the most current and up-to-date information but changes inevitably occur all the time.

Sample documents provided in AVERSPACE websites are provided for information only and users of such documents shall do so at their own risk. While reasonable care has been taken in the preparation of the sample documents, no warranties, express or implied, statutory or otherwise, are given by AVERSPACE in relation to such sample documents . AVERSPACE does not warrant that the sample documents are accurate, up to-date or fit for purpose.

AVERSPACE expressly disclaims any and all liability to any person whomsoever in respect of their reliance upon the documents, their contents and information contained herein or any consequences resulting from the use of their content, whether authorized or otherwise.

AVERSPACE would advise any person intending to use the sample documents to seek legal assistance should any questions arise.

Quick steps to SELL

8 steps to sell your HDB resale flat

Bypass property agents and connect to buyers directly on Averspace!

  • STEP ONE

    Complete and submit the Resale Checklist. More information on the Resale Checklist can be found here. Are you eligible to sell your flat

    *Have you met the Minimum Occupation Period? What is your flat’s Ethnic Integration Policy and Singapore PR quota? Check here

  • STEP TWO

    List your HDB resale flat on Averspace and connect to buyers directly!

  • STEP THREE

    Negotiate the price of the HDB resale flat with the buyer based on the latest transacted prices on HDB Info WEB.

  • STEP FOUR

    Grant an Option to Purchase (OTP) to buyer. Download & print it here.

  • STEP FIVE

    After the buyer signs the OTP, you must allow the HDB appointed valuer to inspect the flat within 4 working days after buyer has applied for valuation.

  • STEP SIX

    After the buyer exercises the OTP, jointly decide when to submit the resale application. You and the buyer must submit within 7 days of each other.

  • STEP SEVEN

    Submit your resale application here. The second party who submits the resale application can book the First Appointment. Check the available dates for the first appointment here and agree on a date and time with the buyer.

  • STEP EIGHT

    Schedule your appointment dates and attend two appointments with HDB. Find out more about the appointments here.


TIPS:
  • You will require a Singpass. Apply online here or apply for one on the spot here
  • Exchange contact information with the buyer. You will require the seller(s)’ NRIC numbers, email addresses and contact details
  • For further enquires, contact HDB at 1800-866-3066
DISCLAIMER AND CAUTION

All rights reserved. No part of this website may be reproduced, stored in a retrieval system, or transmitted in any means, electronic, mechanical, photocopying, recording or otherwise without the prior express consent of AVERSPACE.

AVERSPACE has endeavoured to provide the most current and up-to-date information but changes inevitably occur all the time.

Sample documents provided in AVERSPACE websites are provided for information only and users of such documents shall do so at their own risk. While reasonable care has been taken in the preparation of the sample documents, no warranties, express or implied, statutory or otherwise, are given by AVERSPACE in relation to such sample documents . AVERSPACE does not warrant that the sample documents are accurate, up to-date or fit for purpose.

AVERSPACE expressly disclaims any and all liability to any person whomsoever in respect of their reliance upon the documents, their contents and information contained herein or any consequences resulting from the use of their content, whether authorized or otherwise.

AVERSPACE would advise any person intending to use the sample documents to seek legal assistance should any questions arise.

Quick steps to RENT

5 steps to rent & rent out a HDB flat from the open market

You don’t need a property agent, you just need Averspace!

Renting HDB
  • STEP ONE

    Find an HDB rental flat at your ideal location on Averspace!

    Are you eligible to rent a flat
    *You are eligible if you are one of the following:
    1. A Singapore citizen
    2. A Singapore permanent resident
    3. A non-citizen holding one of the following passes (validity period at least 6 months):
      • Employment pass
      • S pass
      • Work permit (workers from Construction, Marine and Process sectors must be Malaysians)
      • Student pass
      • Dependant pass
      • Long term social visit pass
  • STEP TWO

    Visit the flat and the flat owner

    Useful tips:
    • Ask to see HDB’s confirmation of eligibility. This ensures that the person you are meeting with is the flat’s rightful owner and is eligible to sublet his flat.
    • If you are renting the whole flat, ask to see a copy of HDB’s approval letter. You should also ask the owner for a copy of the terms and conditions of the approval.
    • For further enquires, contact HDB at 1800-866-3066.
      If you are NOT a Singaporean or Malaysian,
    • Check the Non-Citizen Subletting Quota of the block and neighbourhood where the flat is located here. What is the Non-Citizen Subletting Quota?
    • You don’t have to worry about this if you’re not renting the whole flat!
  • STEP THREE

    Agree on the rental amount and deposit

      It is advisable to follow the market norms
    • Rent is to be paid in advance every month
    • Deposit is usually equal to 1 month’s rent for a 1-year tenancy, and 2 month’s rent for a 2-year tenancy
  • STEP FOUR

    Sign the tenancy agreement

      The flat owner will have to apply to HDB for approval and book an appointment for the signing of the agreement.
    • Prepare your deposit and a letter of intent after agreeing on a rental price with the flat owner.
    • A typical rental contract (Model Tenancy Agreement) can be downloaded from the Consumer Association of Singapore (CASE) website. Word | PDF
    • Protect your interest - include a condition in the contract stating that the contract’s validity is subject to the flat owner having HDB's approval to rent out their flat
    • To confirm your rental, sign the tenancy agreement
    • At Averspace, we provide a sample copy of a Tenancy Agreement which can be used for this purpose.

    Tips:
    • All payments (i.e. deposits, rental, agency fees) should be made in cheque so that your payments are documented.
    • Ask the flat owner to give you receipts to all payments made.
    • If in any doubt, please consult with your lawyer or legal professional before proceeding with the agreement.
  • STEP FIVE

    Pay stamp duty once the agreement is signed

    What is the rate? Check here

    Find out about e-stamping and how to pay your stamp duty here.


Renting out your whole flat
  • STEP ONE

    Check your eligibility here on your MyHDBPage

    Print out HDB’s confirmation of eligibility and prepare copies to be provided to those interested to rent your flat.

  • STEP TWO

    List your HDB flat on Averspace!

    Can your flat be sublet to non-Malaysian non-citizens? Check here. What is the Non-Citizen Subletting Quota?

  • STEP THREE

    Check if your tenant is eligible to rent a HDB flat. Is your tenant elligible

    You are eligible if you are one of the following:
    1. A Singapore citizen
    2. A Singapore permanent resident
    3. A non-citizen holding one of the following passes (validity period at least 6 months):
      • Employment pass
      • S pass
      • Work permit (workers from Construction, Marine and Process sectors must be Malaysians)
      • Student pass
      • Dependant pass
      • Long term social visit pass
    *Note:You may not rent your HDB flat to a tenant who owns other HDB properties, unless
    • They are divorced / legally separated
    • Your tenants are sublet out their own flat within 1 month of renting a flat/bedroom from you.
    • If they own an executive condominium unit elsewhere, your tenants must meet the 5-year minimum occupation period

  • STEP FOUR

    Agree on the rental amount and deposit

    Following market norms, the deposit is usually equal to 1 month’s rent for a 1-year tenancy, and 2 month’s rent for a 2-year tenancy.

  • STEP FIVE

    Obtain approval from HDB and sign the tenancy agreement

    Before you sublet your flat, remember to get HDB’s approval here or at an HDB branch office. You’ll have to pay an administrative fee of $20 and also book an appointment with HDB for you and your tenant to sign the agreement.

Find out more from HDB here! Read HDB’s terms & conditions here.


TIPS:
    If your tenant is a foreigner:
  • Verify their immigration status at ICA’s iEnquiry here
  • Check their employment pass or S pass validity here.

Renting out a room(s)
  • STEP ONE

    Check your eligibility. If you own a 3-room or bigger flat, you’re eligible!

  • STEP TWO

    List your HDB flat on Averspace! The Non-Citizen Subletting Quota does not apply to the subletting of bedrooms.

  • STEP THREE

    Check if your tenant is eligible to rent a HDB flat. Is your tenant elligible

    You are eligible if you are one of the following:
    1. A Singapore citizen
    2. A Singapore permanent resident
    3. A non-citizen holding one of the following passes (validity period at least 6 months):
      • Employment pass
      • S pass
      • Work permit (workers from Construction, Marine and Process sectors must be Malaysians)
      • Student pass
      • Dependant pass
      • Long term social visit pass
    *Note:You may not rent your HDB flat to a tenant who owns other HDB properties, unless
    • They are divorced / legally separated
    • Your tenants are sublet out their own flat within 1 month of renting a flat/bedroom from you.
    • If they own an executive condominium unit elsewhere, your tenants must meet the 5-year minimum occupation period

  • STEP FOUR

    Agree on the rental amount and deposit, and sign the tenancy agreement. Following market norms, the deposit is usually equal to 1 month’s rent for a 1-year tenancy, and 2 month’s rent for a 2-year tenancy.

  • STEP FIVE

    Notify HDB. Remember to notify HDB within 7 days of the commencement date of subletting here.

Find out more from HDB here! Read HDB’s terms & conditions here.


TIPS:
    If your tenant is a foreigner:
  • Verify their immigration status at ICA’s iEnquiry here
  • Check their employment pass or S pass validity here.
DISCLAIMER AND CAUTION

All rights reserved. No part of this website may be reproduced, stored in a retrieval system, or transmitted in any means, electronic, mechanical, photocopying, recording or otherwise without the prior express consent of AVERSPACE.

AVERSPACE has endeavoured to provide the most current and up-to-date information but changes inevitably occur all the time.

Sample documents provided in AVERSPACE websites are provided for information only and users of such documents shall do so at their own risk. While reasonable care has been taken in the preparation of the sample documents, no warranties, express or implied, statutory or otherwise, are given by AVERSPACE in relation to such sample documents . AVERSPACE does not warrant that the sample documents are accurate, up to-date or fit for purpose.

AVERSPACE expressly disclaims any and all liability to any person whomsoever in respect of their reliance upon the documents, their contents and information contained herein or any consequences resulting from the use of their content, whether authorized or otherwise.

AVERSPACE would advise any person intending to use the sample documents to seek legal assistance should any questions arise.

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